No, they’re not. A virtual card comes with its own unique card number, expiry date, and CVC but only exists in digital form on your phone. Virtual TallyMoney Debit Mastercards can only be used for online purchases, in the same way you might type in the long card number from your physical card when making an online purchase.
A physical card requires a PIN and must be activated in-app before use. You will also have a digital copy of your physical TallyMoney Debit Mastercard in-app, which will have the same card number, expiry date, and CVC as your physical card.
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